{"id":16,"date":"2026-09-11T10:00:00","date_gmt":"2026-09-11T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/jonathanlu-ca\/2026\/09\/11\/home-affordability-improves-in-10-of-13-canadian-cities-in-july\/"},"modified":"2026-09-11T10:00:00","modified_gmt":"2026-09-11T10:00:00","slug":"home-affordability-improves-in-10-of-13-canadian-cities-in-july","status":"publish","type":"post","link":"https:\/\/www.jonathanlu.ca\/blog\/2026\/09\/11\/home-affordability-improves-in-10-of-13-canadian-cities-in-july\/","title":{"rendered":"Home affordability improves in 10 of 13 Canadian cities in July"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>In July, home affordability saw notable improvement across 10 of 13 major Canadian cities, driven largely by falling home prices. Here in Vancouver, we experienced the largest decrease in the income required to purchase a home\u2014a significant shift for our market. Mortgage rates also edged down, and it\u2019s still possible to secure discounted fixed-rate mortgages below 4%. As someone who has guided families, investors, and newcomers through Vancouver\u2019s ever-changing real estate landscape for over 16 years, I understand how these changes impact both immediate decisions and long-term planning. Whether you\u2019re considering your first home, seeking investment opportunities, or exploring cross-border options, understanding how affordability trends affect your strategy is key to building lasting value.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/market-updates\/home-affordability-improves-in-10-of-13-canadian-cities-in-july\/587609\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In July, home affordability saw notable improvement across 10 of 13 major Canadian cities, driven largely by falling home prices. Here in Vancouver, we experienced the largest decrease in the income required to purchase a home\u2014a significant shift for our market. Mortgage rates also edged down, and it\u2019s still possible to secure discounted fixed-rate mortgages [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":47,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":0,"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/media\/47"}],"wp:attachment":[{"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jonathanlu.ca\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}